Participants will be given the option of filing a form with MHD to have their spend down amount withdrawn from an existing bank account. Withdrawals will be made on the 10th of each month. The participant will receive a monthly notification of withdrawal from MHD. If a problem with the withdrawal occurs, MHD will send a letter informing the participant that their Automatic Withdrawal was returned. Reasons for the return and instructions on how to resume or correct the problem are included in the letter.