Because HCB individuals are considered to be institutionalized, persons determined to have transferred property without fair and valuable consideration are subject to transfer of property penalties. Eligibility for MHABD using HCB waiver criteria cannot begin until the penalty period expires. Follow the policy in section 1040.000.00 Transfers of Property of the December 1973 Eligibility Requirements Manual for evaluating transfers of property and determining the penalty period.
Couples who have transferred property without fair and valuable consideration are eligible for an assessment of assets. However, as above, eligibility for MHABD using HCB waiver criteria cannot begin until the penalty period expires.
Individuals who have transferred property without fair and valuable consideration may still be eligible for MHABD. Use the spenddown or non-spenddown criteria for establishing eligibility for MO HealthNet for persons subject to transfer of property penalty.