The individual’s net income cannot exceed the limit for permanently and totally disabled individuals to receive non-spenddown Medical Assistance. To determine net income the following shall be disregarded:
- All earned income of the disabled worker.
- The first $65 and one-half of the remaining earned income of a non-disabled spouse’s earned income.
- A twenty dollar standard exemption.
- Health insurance premiums.
- A seventy-five dollar a month standard deduction for the disabled worker’s dental and optical insurance when the total dental and optical insurance premiums are less than seventy-five dollars. If the total dental and optical insurance premiums exceed $75, allow the actual premium.
- All Supplemental Security Income (SSI) payments received.
- The first fifty dollars ($50.00) of the disabled worker’s SSDI payments.
- A standard deduction for impairment-related employment expenses equal to one-half of the disabled worker’s earned income. The disabled worker is entitled to this deduction even if the earned income is excluded from the gross income test as sheltered workshop income.