When determining need, take into account all income available during the period under consideration. “Available income” is income that actually exists and is usable by the claimant. Income is available when it is received regularly according to some fixed or steady patter, indicating its continuity can be foretold.
NOTE: When the claimant is potentially eligible for OASDI payments, SSI benefits, or for Veteran’s Benefits, but refuses to apply for such benefits, reject or close the case until the claimant has filed an application for such benefits.