December 1973 Eligibility Requirements Manual

1030.055.00 Missouri Long Term Care Partnership Program

Senate Bill 577 (2007) establishes a long-term care partnership program between the Department of Social Services and the Missouri Department of Insurance, Financial Institutions, and Professional Registration (DIFP) in Sections 208.690 through 208.698 RSMo. Section 6021 of the Deficit Reduction Act of 2005 amended Section 1917(b) of the Social Security Act providing for the disregard of assets in determining eligibility for Medicaid (MO HealthNet) benefits and in the estate recovery process. Prior to the DRA only four states, California, Connecticut, Indiana, and New York, were able to sell long-term care partnership policies. A fifth state, Iowa, was authorized to implement a long-term partnership program prior to the DRA of 2005, but did not do so at that time.

The amount disregarded is an amount equal to the amount of long-term care insurance benefits paid to or on behalf of the individual as of the month of application if the long-term care insurance policy is a qualified long-term care policy under the partnership program.

The Missouri long-term care partnership and disregard of assets is effective July 30, 2008.