FROM: REGINALD E. McELHANNON, INTERIM DIRECTOR
SUBJECT: PRE-NEED BURIAL CONTRACTS – MO HEALTHNET FOR THE AGED, BLIND, AND DISABLED (MHABD) MANUAL REVISION
MANUAL REVISION #113
Effective August 28, 2009 participants have three options for pre-need burial contracts. Please review the MHABD manual section 1030.020.10.15 Agreements On or After August 28, 2009 for detailed information regarding how to budget each type of account.
- Joint account between the funeral home and the participant.
- Personal Funeral Trust (PFT) accounts. A separate memo addresses PFT accounts in more detail.
- Irrevocable pre-need burial contracts that are funded by a life insurance policy.
Funds remaining from any of these accounts that were not spent on the participant’s burial will be claimed by the Estate Recovery program, up to the amount expended for public assistance for the individual.
The funeral home is responsible for notifying the Cost Recovery Unit when they receive payment from a participant’s life insurance policy that exceeds the funeral and burial expenses. If needed, staff can contact the Cost Recovery Unit by email at MHD.CostRecovery@dss.mo.gov.
- Review this memorandum with appropriate staff.