The second step of the surplus computation is that FAMIS determines allowable deductions from gross income as follows:
- personal needs allowance (personal standard) (see 0815.030.10.05 Personal Needs Allowance)
- allotments (see 0815.030.10.10 Allotments)
- medical deductions (health insurance premiums) (see 0815.030.10.15 Medical Deductions When Determining Surplus)
- child support (see 0815.030.10.05.05 Increasing the Personal Needs Allowance Due to Child Support Payments)