Supplemental Nutrition Assistance Program (SNAP) Manual

1110.000.00 Resources

IM-139 November 17, 2022; IM-54 May 3, 2022; IM-44 May 4, 2015; IM-14 February 23, 2007; IM-114 November 5, 2004; IM-123 July 2, 2001; IM-125 August 25, 2000; IM-77 May 16, 2000

Determine the value of the household’s resources. Households are ineligible if resources exceed the maximum resources allowed (see 1110.005.00 Maximum Resources Allowed). It is the household’s responsibility to report all resources owned at the time of application. Any resources anticipated to be received are not counted until received.

Resources are defined as follows:

  • Liquid resources that are readily negotiable such as:
    • cash on hand
    • checking account
    • savings account
    • credit union accounts
    • prepaid credit cards (such as, but not limited to, prepaid Visa and Mastercard)
    • smiONE cards (used by some to receive child support benefits)
    • Direct Express cards (used by some to receive SSI/SSD/SSA benefits)
    • mobile cash applications (such as, but not limited to: PayPal, Venmo, Cash App, Google Pay)
    • U.S. Savings Bonds, stocks
    • notes receivable
    • marketable assets
    • lump sum payments
    • cryptocurrency or other digital currencies

NOTE: Store specific gift cards are not counted as a resource.

NOTE: Do not count current month’s income as a liquid resource in the month of receipt. Do not count the value of outstanding checks, as this money is not available to the household. Enter the amount of the current month’s income or outstanding checks in the excluded amount field and enter the proper reason code the excluded reason field on the Liquid Resource screen.

    • Non-liquid resources or fixed assets such as:
      • real property (buildings, land, etc.)
      • personal property (boats, aircraft, etc.)

Client statement is acceptable verification unless the resource or value is questionable or the value is near the maximum. Questionable information would be information provided by the household that is inconsistent with other information available.

EXAMPLE: If an applicant states on the application for benefits that s/he does not have a checking account and later produces a checkbook to list an expense, the statement is inconsistent with other information provided (the checkbook).